Conventional mortgage in Mexico for international buyers
The digitally-processed mortgage loan with greater flexibility, speed, and simplicity in Mexico.
Pre-qualification in minutes. Rates from 10.60% to 11.18%, based on term and capacity, not on risk level. Credit score: - No commitee: 725+ - With commitee: 689+ Jumbo loans for salaried employees up to 90% of capacity. No account opening is required for direct debit. Must be resident in Mexico with income from abroad.
Mortgage Advantage
Product Characteristics
Minimum from $500,000 Mexican Pesos Minimum home value: $1,250,000 Mexican Pesos LTV 85% for employees and 65% for self-employed Amortization up to 30 years Opening fee of 2% Life insurance: 1.0% per thousand Property insurance: $0.4 per thousand Administration fee: $399 + taxes per month
Flexibility
No medical study is required
Consistent performance and uptime ensure efficient, reliable service with minimal interruptions and quick response times.
No medical study is required
Speed and efficiency ensure tasks are completed quickly and resources are used optimally, enhancing productivity and satisfaction.
Scalability
Co-borrower not related to borrower
Scalability
Property in restricted areas ok
Revenue Growth
54%
Projects deployed
+225
Online Members
235,403
Property Features
Located in established urban areas. Suitable for residential or mixed-use (up to 20% of construction). Must have a remaining useful life of at least 1.5 times the credit term, verified by an appraiser.
Interest Rates
Documents needed
Foreign salaried employee
- 18 months on the job (max. 6 months labor gap)
- Account statements showing deposits (last 3 months) + proof of employment
- Home country credit bureau with score and account details
- Permanent, temporary, or multiple migratory status
Foreign independent employee
- The last 3 months account statements
- The last 2 complete annual tax returns
- Home country credit bureau with account details
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